BISP Kafalat Program 2025: Quarterly Payment Increased to Rs. 14,500 – Complete Guide

Great news for millions of families across Pakistan! The Benazir Income Support Programme (BISP) has officially increased its Kafalat quarterly payment to Rs. 14,500, starting July 2025. If you’re already a beneficiary or planning to apply, here’s everything you need to know — from eligibility, registration, and payment methods to how to check your CNIC status through 8171.

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✅ What Is the BISP Kafalat Program?

The BISP Kafalat Program is a financial assistance scheme for low-income families in Pakistan, especially women. Launched in 2008, the program provides quarterly cash transfers to eligible households to help cover essential expenses like food, healthcare, and education.

In 2025, the government increased the Kafalat quarterly payment from Rs. 13,500 to Rs. 14,500, helping over 10 million families, including 700,000 new beneficiaries.

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📈 Why the Increase to Rs. 14,500?

Due to rising inflation and higher living costs, the government has raised the payment amount under BISP. The program’s budget for 2025 has been increased to Rs. 716 billion, offering more support to families struggling with daily expenses.

The increase aims to:

• Protect low-income households from inflation.

• Empower women through direct financial aid.

• Expand the program to include more deserving families.

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🆕 What’s New in BISP Kafalat 2025?

Here are the latest updates to the program:

🔹 Increased Payment

All eligible families will now receive Rs. 14,500 every quarter, up from Rs. 13,500.

🔹 Expanded Coverage

An additional 700,000 households have been added, increasing the total to 10 million families.

🔹 Improved Payment Channels

Now receive payments via:

• Bank ATMs (HBL, Bank Alfalah, Bank of Punjab)

• JazzCash & EasyPaisa (in selected areas)

• BISP Campsites with biometric verification

🔹 Yearly Payment Review

BISP will adjust payments annually based on inflation rates.

🔹 Skill Development (Benazir Hunarmand Program)

Beneficiaries can now enroll in free skill training programs to support self-employment.

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👩‍👧 Who Can Receive Rs. 14,500 Under BISP?

To qualify, you must meet the following criteria:

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📲 How to Check Eligibility Through CNIC – BISP 8171

You can check your BISP status in three simple ways:

🔸 SMS Method

1. Open your SMS app

2. Type your 13-digit CNIC number (no spaces or dashes)

3. Send it to 8171

4. Wait for a reply confirming your eligibility status

🔸 Online Portal

• Visit the BISP 8171 Web Portal

• Enter your CNIC number and the captcha code

• Click “Check Status” to see your result

🔸 Visit a BISP Office

• Bring your original CNIC to your nearest BISP Tehsil Office

• Staff will check your status and assist with registration if needed

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📝 How to Register for BISP Kafalat Program 2025

If you’re not registered yet, follow these steps:

✅ Step-by-Step Registration Guide

1. Visit your nearest BISP Tehsil Office

2. Bring your original CNIC (not a photocopy)

3. Complete the NSER survey (income, household size, living conditions)

4. Undergo biometric verification

5. Wait for approval — you’ll get a confirmation SMS from 8171

6. Track your application using the SMS or portal method

Note: Make sure your CNIC and family data are updated with NADRA to avoid delays.

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💸 How to Collect Your Rs. 14,500 BISP Payment

Once approved, you can collect your payment using any of these methods:

Important: Never pay any agent or official to receive your payment. Report complaints to the BISP helpline at 0800-26477.

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🚫 Common Issues & How to Fix Them

🔸 No SMS Reply?

• Double-check CNIC format

• Ensure your SIM is registered to your CNIC

• Wait 24 hours or visit a BISP office

🔸 Status Shows “Ineligible”?

• You may need to update your NSER survey

• Visit your local BISP office for reassessment

🔸 Deducted Amount or Scam?

• Always collect a receipt

• Report fraud or unauthorized deductions to 0800-26477

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🌟 Why the BISP Kafalat Program Matters

For many Pakistani families, Rs. 14,500 every three months means food on the table, school fees paid, or emergency healthcare covered. It provides financial relief and empowers women by giving them control over household expenses.

With additional training under the Benazir Hunarmand Program, families also gain skills to generate sustainable income.

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📌 Conclusion

The BISP Kafalat Program 2025 is more than just financial aid — it’s a lifeline for over 10 million Pakistani families. With the increased payment of Rs. 14,500, new digital payment options, and expanded eligibility, it’s now easier than ever to apply, check status, and collect your cash safely.

Whether you’re already enrolled or planning to join, take action today and make the most of this support. For help, visit your nearest BISP office or call 0800-26477.

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📋 Frequently Asked Questions (FAQs)

Q1: When will the Rs. 14,500 payment start?
A: From July 1, 2025, for the first quarter of the fiscal year.

Q2: Do I need to re-register for the new amount?
A: No. If you’re already registered, the increased amount will apply automatically.

Q3: How do I check if I’m eligible?
A: Send your CNIC to 8171 or check via the BISP 8171 portal.

Q4: What if I don’t receive the full Rs. 14,500?
A: Report the issue to 0800-26477 with your receipt details.

Q5: Can men apply for the BISP Kafalat Program?
A: The program mainly supports women, but in special cases, men may qualify. Visit your nearest BISP office for details.

Q6: Is there a deadline to apply?
A: No fixed deadline. Dynamic surveys are ongoing throughout 2025.